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Sandra Cook |

What is a mortgage refinance, in plain English

Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.

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A Smartwatch Can Really Help You Achieve Your Fitness Goals

The smart watch has been around for a few years now, and there’s no doubt they’re getting smarter by the day. Wearable tech can do some remarkable things these days.

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5 Top Tips To Make Your Home More Energy Efficient

Making your home energy efficient is a worthy goal that every homeowner can achieve. We have tracked down the best in class in multiple categories, bringing you a range of possibilities and price points to fit different approaches and budgets.

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What is a good credit score? Find out how yours stacks up

When it comes to your money, your credit score is one little number that says a lot about not only your past credit history, but also what’s to come when and if you want to borrow money in the future. What is a good credit score, exactly, though? Read on to find out!

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What to Do If a Borrowed Car Gets Into an Accident

Auto insurance for your own driving and vehicle is one thing, and it’s pretty clear; such insurance covers events that happen while you’re behind the wheel. But what happens when you let your friend or family member drive your car and they get into an accident? Does your insurance still cover them? We’ll answer these questions and more below.

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Safe Driving Tips

Driving safely is the number one way to lower your insurance costs and eventually get stackable discounts for being a good driver. Let’s go over the best five tips you can utilize to improve your driving safety and minimize the chances of your insurance payout being penalized in the event of an accident.

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What Affects Car Insurance Rates?

How much you pay for your car insurance isn’t always based on the default price of a plan. Auto insurance providers balance lots of factors when deciding the cost of your deductible and premium amounts before providing you with insurance. Let’s go over the main factors that affect car insurance rates so you know what to expect the next time you negotiate for new auto coverage.

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How to choose the right kind of refinance for you

When you decide to refinance, you might be surprised that there are many types of refinances from which to choose.

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Where home prices have slowed the most — and one state where prices actually dropped

With the median home price hitting $300,000 for the first time ever last week, choosing your location wisely has never been so important when buying a house. Fortunately, according to new data, there are still a few U.S. locales where home prices are affordable — or even dropping.

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What Do You Do if You Have Been Denied Car Insurance?

Auto insurance is required in the US. But it's very difficult for some people to get car insurance, either because of high-risk factors or a poor driving record. So what you do if you can't get car insurance or if you're denied by your traditional carrier?

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